Category: Financial Wellness

Once, a young lady in Ghana was so passionate about her dfree® journey that she gave her copy of Say Yes to No Debt: 12 Steps to Financial Freedom to a friend of hers. A year later, she found out that the friend had taken the book and started a dfree® club in Accra, where […]

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Many years ago, during travel to Jamaica, I stayed in the home of a gentleman who was 65 years old. This man’s major focus at the time was saving coins to give to his child to buy a mule. His son needed $175 in Jamaican dollars to buy a mule to expand his $700 annual […]

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One of the most powerful ways to maintain focus and resist the cultural snares of greed and celebrity is to celebrate your victories along your journey of becoming debt free. Soon after I made helping members achieve financial freedom as a church priority, we began public celebrations of individual successes. Every fourth Sunday of the […]

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Many of the stresses we have in life we bring upon ourselves – not by what we do but often by what we fail to do. We fail to consider the possibility that life will take a turn we hadn’t anticipated. We fail to recognize that we’re more likely to have a disability before we […]

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Before I started talking about financial freedom to members of First Baptist Church of Lincoln Gardens, so many were struggling because of debt. I remember one woman whose trouble started with a parking ticket that was less than $20.  Because she did not pay the ticket, a warrant was issued for her arrest and her […]

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