If you haven’t yet, you should read Dr. DeForest Soaries’ Say Yes to No Debt: 12 Steps to Financial Freedom, which contains the dfree® principles and strategies that will lead you to a life of financial security where you can give back to others. This supplement to the book is a must-read for entrepreneurs. You might also find more information about dfree® through your church or community organization. If your church or group doesn’t participate in dfree®, perhaps you can encourage your leaders to do so. Do you know how much debt you owe? Do you have a plan that guides your spending? Are you able to pay all your bills on time, every month? Do you have an emergency contingency plan? Do you have enough financial resources to handle an emergency? If you answered, “no” to any of the above questions, you should consider participating in the dfree® movement. Many entrepreneurs have joined dfree® because they have found themselves with financial questions and struggles. Maybe you have taken on too much debt for yourself. Maybe you have counted on your business to provide for you in your golden years and haven’t properly planned for retirement. Or maybe you just have poor cash-flow management.