In Dr. DeForest B. Soaries, Jr.’s church, when people replaced the “get more money” mentality with a “get out of debt” approach to financial
freedom, not only were hundreds of people able to “say yes to no debt” and go debt free, but church offerings increased by more than $1 million –
during a recession! Read Dr. Soaries’ advice and guiding principles in this collection.

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  • dfree® Lifestyle 2nd Edition (Workbook)

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    My goal is that you will discover more about yourself than you do about money by the time you complete this experience. That is why I call it the dfree® lifestyle. So says author Dr. DeForest B. Soaries, Jr., who shares vital keys to debt-free living in Say Yes to No Debt: 12 Steps to Financial Freedom, his book that features a groundbreaking, life-changing approach to debt elimination. The principles that dfree® promotes are very simple: No debt: Pay as we go use cash and debit cards rather than credit cards. Live without debt. No delinquencies: Pay bills on time avoid late payments and late fees. No deficits: Live below our means spend less than we earn. According to Dr. Soaries: These three principles translate into financial wellness and the money we find creates a path toward wealth creation

  • Meditations for Financial Freedom Vol. 1 (Paperback)

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    Using personal and biblical stories and verses, Meditations for Financial Freedom (Vol. 1) is the first installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom. This book offers daily meditations that inform and inspire – make you laugh and make you cry – with reflections that walk through the books of The Bible and highlight concepts that address financial issues including saving, investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.

  • Meditations for Financial Freedom Vol. 2 (Paperback)

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    Using personal and biblical stories and verses,  Meditations for Financial Freedom (Vol. 2) is the second installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom. This book offers daily meditations that inform and inspire – make you laugh and make you cry – with reflections that walk through the books of The Bible and highlight concepts that address financial issues including saving, investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.

  • Meditations for Financial Freedom Vol. 3 (Paperback)

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    Meditations for Financial Freedom (Vol. 3) is the third installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom. Each day’s meditation offers the reader an opportunity to consider one financial challenge and encounter a brief thought or prayer related to each idea. Use this book for 7 minutes a day for reflection and financial guidance from a Biblical context.

    Meditations… can be used by those who practice daily devotion, and anyone desiring to deepen their spiritual life.

  • Meditations for Financial Freedom Vol. 4 (Paperback)

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    Using personal and Biblical stories and verses, Meditations for Financial Freedom (Vol. 4) is the fourth installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom. This book offers daily meditations that inform and inspire – make you laugh and make you cry – with reflections that walk through the books of The Bible and highlight concepts that address financial issues, including saving, investing, retirement, employment, entrepreneurship, and a myriad of subjects relevant to personal finance.

    Meditations… is designed to be used as a daily devotional to deepen their spiritual life in a way that also improves your relationship with your money.

  • Say Yes to No Debt: 12 Steps to Financial Freedom (Paperback)

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    Drawing on his years of experience as a pastor, public policy maker, and community leader, DeForest “Buster” Soaries, Jr. shares the keys to debt-free living in this groundbreaking, life-changing new approach. This is not another financial literacy program. Soaries believes living in debt is an emotional, spiritual and psychological problem as much as it is an educational and informational one. Soaries has helped hundreds of families get out of debt. Find out how you can leave a financial legacy of your own by saying yes to no debt.

  • Say Yes When Life Says No

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    Life happens. What you choose to do in your circumstance is your decision. Will you stay where you are? Will you move forward? Be encouraged by Dr. DeForest B. Soaries, Jr. to reach a new level of faith, to find opportunity in every obstacle and to say yes, even when life says no.

    Drawn from the remarkable life experiences of one man, Say Yes When Life Says No includes a first-hand account of Rev. Dr. DeForest Soaries, Jr. – pastor, husband, father, public servant, and cancer survivor. Enriched with personal stories and vivid Biblical references, Dr. Soaries provokes us to see every obstacle in life as an opportunity and every burden as a potential blessing.

  • Your dfree® for Entrepreneurs (Paperback)

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    If you haven’t yet, you should read Dr. DeForest Soaries’ Say Yes to No Debt: 12 Steps to Financial Freedom, which contains the dfree® principles and strategies that will lead you to a life of financial security where you can give back to others. This supplement to the book is a must-read for entrepreneurs. You might also find more information about dfree® through your church or community organization. If your church or group doesn’t participate in dfree®, perhaps you can encourage your leaders to do so. Do you know how much debt you owe? Do you have a plan that guides your spending? Are you able to pay all your bills on time, every month? Do you have an emergency contingency plan? Do you have enough financial resources to handle an emergency? If you answered, “no” to any of the above questions, you should consider participating in the dfree® movement. Many entrepreneurs have joined dfree® because they have found themselves with financial questions and struggles. Maybe you have taken on too much debt for yourself. Maybe you have counted on your business to provide for you in your golden years and haven’t properly planned for retirement. Or maybe you just have poor cash-flow management.

  • Your dfree® for Seasoned Citizens (Paperback)

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    Do you know how much debt you owe? Do you have a plan that guides your spending? Are you able to pay all your bills on time, every month? Do you have an emergency contingency income plan? Do you have enough financial resources to handle an emergency? If you answered, “no” to any of the above questions, you are a great participant in the dfree® movement. Many seniors have joined dfree® because they have found themselves with financial questions and struggles. Maybe you never took the financial steps necessary to support your retirement. Maybe you planned well but have found yourself in debt after helping family members or friends. Or, maybe you weren’t expecting to retire but suddenly found yourself unemployed or facing a major health condition. These are just some of the common experiences that leave seniors needing financial advice. dfree® can help.

  • Your dfree® for Young Adults (Paperback)

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    Although young adults are technically savvy, when it comes to financial management many are in debt, delinquent and living in deficit. Many of them feel they have not been provided with the information they need to make good financial decisions.

    This supplement will provide you with resources to be dfree®!